Amundi Multi-Asset Conservative Responsible

The Sub-Fund is a financial product that promotes ESG characteristics pursuant to Article 8 of the Disclosure Regulation. The Sub-Fund seeks to increase the value of your investment over the recommended holding period. More precisely, the sustainable investment objective of the fund is to invest in economic activities that contribute to a Sustainable Future, addressing some of the global challenges in order to achieve sustainable growth. Investments: The Sub-Fund invests mainly in a broad range of securities from around the world and which contribute to a sustainable future, as measured according to the environmental, social and governance challenges indicators. This may include (i) euro denominated investment grade bonds, across the full range of maturities, issued by governments of OECD countries or supranational entities and or corporate entities. At least 10% of the sub-fund's assets are invested in green, social and sustainable bonds, aiming to finance energy transition and social progress and that meet the criteria and guidelines of the Green Bond, Social Bonds and Sustianble Bonds Principles as published by the ICMA; (ii) inflation linked bonds; (iii) up to 10% of the sub-fund's assets in contingent convertible bonds and up to 40% of the sub-fund's assets in equities. The Sub-Fund makes use of derivatives to reduce various risks, for efficient portfolio management and as a way to gain exposure (long or short) to various assets, markets or other investment opportunities (including derivatives which focus on equities). Benchmark : The Sub-Fund is actively managed and uses the MSCI Daily Net Total Return World Euro Index (30%) Bloomberg EuroAgg Total Return Index Value Unhedged EUR Index (70%) Index a posteriori as an indicator for assessing the Sub-Fund's performance and, as regards the performance fee, as a benchmark used by relevant share classes, for calculating the performance fees. There are no constraints relative to any such Benchmark restraining portfolio construction. Management Process :The Sub-Fund integrates Sustainability Factors in its investment process as outlined in more detail in section “Sustainable Investing” of the Prospectus.The sustainable investment objective is achieved by investing in companies and issuers, on both global equity and fixed income markets, which contribute to creating a positive long-term environmental or social contribution to a Sustainable Future. The selection of the securities results from a traditional financial analysis coupled with an extra-financial analysis aiming to assess the actual contribution and commitment to a sustainable future. The Sub-Fund applies supplemental and specific exclusion criteria on companies and public issuers on the basis of controversial activities and controversial behaviour. The Sub-Fund’s investable universe (as represented by the Benchmark) is reduced by a minimum of 20% due to exclusion of securities with a lower ESG rating.